About PPP Fast Lane

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Why is this called PPP Fast Lane?

PPP Fast Lane aims to help eligible businesses and workers access the Paycheck Protection Program as quickly and easily as possible.


PPP Fast Lane works by collecting the minimum amount of information that’s required by lenders and government rules so that you can complete your PPP applications and related forms quickly. PPP Fast Lane automates complex calculations and application filing processes based on the data and documents you provide.


Neither Womply nor PPP Fast Lane has any impact on how fast your application(s) will be reviewed or approved by the government. We make no representations about our ability to effect the outcome of your loan applications or the speed with which you can apply.

What's the difference between PPP Fast Lane and Womply?

PPP Fast Lane is a product of Womply. Womply is not a lender, we are a technology company that serves over 500,000 businesses across the US. We are very involved in PPP but we are not a lender. PPP Fast Lane is not a lender, it is a technology product of Womply (the company).

Who can use PPP Fast Lane?

PPP Fast Lane is completely free and available to any eligible business. To check your eligibility, please start by filling out the form on womply.com/ppp — if you are eligible based on your answers then you will automatically have the option to apply with PPP Fast Lane.


If you are not eligible for PPP Fast Lane, you may still be eligible for the PPP program and we will automatically connect you to a lender who we believe will be able to serve you.

PPP Fast Lane process video walkthrough

How much does PPP Fast Lane cost?

PPP Fast Lane is completely free for any eligible business. It’s illegal for any company to charge a borrower to access the PPP program. Companies such as Womply (we are not a lender) receive compensation from our lender partners. Lenders get paid fees by the government for providing PPP loans. Neither Womply nor any PPP lender will charge you to access the PPP program.

Do I need to apply for PPP through Womply or PPP Fast Lane?

No, you are under no obligation to apply for the PPP through Womply or PPP Fast Lane. In fact, there are over 5,000 lending institutions that are approved by the government to originate PPP loans (and Womply is NOT one of them–we are a technology company). If you would prefer to work with a lender that doesn’t work with Womply you can find one here. We hope to earn your business, but mostly we want to make sure you get funded!

Will PPP Fast Lane help me get approved faster for a PPP loan?

No, PPP Fast Lane will make it easier and faster for you to create your applications but no company can change the speed at which the SBA reviews or approves PPP loan applications.

Will PPP Fast Lane apply for PPP automatically on my behalf?

No, PPP Fast Lane may be able to collect the info you need to apply more quickly. But PPP Fast Lane and Womply cannot apply on your behalf. In all cases you are fully responsible for determining your eligibility, entering correct information, reviewing, certifying, initialing, and signing your loan applications, promissory notes, and forgiveness applications.

Will PPP Fast Lane get me PPP loan forgiveness automatically?

No, PPP Fast Lane collects information from you quickly so that you can apply for PPP forgiveness quickly. As a borrower, you are wholly responsible for your forgiveness application and the information contained in it. We make no representations about your eligibility for forgiveness, whether or not forgiveness will be granted to you, or the speed with which you will receive forgiveness.


Womply is not a lender. Our technology is intended to make PPP loans and PPP forgiveness easier, however you as a borrower are solely responsible for all aspects of the information you provide to Womply, your lender, and the government. Forgiveness must be managed directly between the borrower and lender.

If I have been rejected elsewhere for PPP can I apply through PPP Fast Lane?

Yes, however we make no representations about your eligibility or ability to get approved with one of Womply’s lenders–whether or not you apply through PPP Fast Lane.

I believe I/my business is not eligible for a PPP loan, will PPP Fast Lane help me apply anyway?

If you aren’t eligible for a PPP loan then you shouldn’t be applying for PPP. If you aren’t sure whether or not you’re eligible, we recommend you research that question and when in doubt you should apply (either with a Womply lender or any other PPP lender). However you should be careful when reading all aspects of your application. Don’t lie on your application. Be sure to understand what you are certifying and signing. If it’s not correct for any reason, then ask for help or stop. Do not submit a knowingly fraudulent application with Womply or PPP Fast Lane.

Do I need to have good credit to apply for Fast Lane?

No! There is no credit check for this program. Applying for a loan will not affect your credit, nor will receiving one.

How do I find the email I received with my Fast Lane Application

When you apply via Fast Lane, you should automatically receive an email in your inbox. If you don’t see it, try searching your inbox and/or spam folder for no-reply@ppp.womply.com

I entered the wrong phone number. How can I change it?

You cannot change the phone number, as it is associated with your email address. Please start a new application with the correct phone number and a different email address.

I need to start a new application but my old application is still tied to my email address and I don't have a different email address to use for my new application. What do I do?

If you don’t have more than one email address, you can use the email address from your previous application by simply adding a “+” sign before the “@” in your email address.




Original email: sample@gmail.com


Reapply with: sample+@gmail.com

My bank is not listed. Can I still apply?

You are welcome to still apply for the PPP without Fast Lane. Please start your application at womply.com/ppp and choose the option to apply without Fast Lane.

I would like to cancel my application. What do I do?

Please email support@womply.com requesting a cancellation. Please include your name, email, and phone number used for the application.

I applied through Fast Lane before the SBA changes went into effect. How can I get my application to reflect the new changes?

We are unable to change previous applications. Please start a new application at womply.com/ppp and resubmit your application.

What do I put under the business name if I am a Sole Prop or Independent Contractor?

The “business name” field is optional. If you don’t have a business name, you may leave this field blank.

How do I check the status of my loan?

Log in at https://pppfastlane.womply.com/sign-in/ to check the status of your loan

I believe my loan amount is off. How is it calculated?

If you are applying using IRS Form 1040 and attachment Schedule C, then you calculate your loan amount by following these steps:


  • Step 1: Find your 2019 IRS Form 1040 Schedule C line 7 gross profit amount. If this amount is over $100,000, reduce it to $100,000. If this amount is zero or less, you are not eligible for a PPP loan.
  • Step 2: Calculate the average monthly gross profit amount (divide the amount from Step 1 by 12).
  • Step 3: Multiply the average monthly gross profit amount from Step 2 by 2.5..


Your 2019 IRS Form 1040 and attached Schedule C must be provided to substantiate the applied-for PPP loan amount.


Note that PPP loan forgiveness amounts will depend, in part, on the total amount spent by the borrower during the covered period following disbursement of the PPP loan.


How to calculate loan amount if using Schedule F (Farmers and Ranchers)

I don't have an SSN, but I have an ITIN. Can I still apply?

Yes, you can enter your ITIN in the SSN box.