    /* ============================================================
       Womply — The Record · two-theme system
       DEFAULT  =  "clean"     editorial-minimal, no Womply brand
       TOGGLE   =  "pandemic"  Womply 2021 brand (Brand Guidelines v1.1)
       Theme via [data-theme="pandemic"] on <html>. Clean is the
       default and renders with no JavaScript.
       ============================================================ */

    /* Pandemic brand faces — licensed; drop woff2 into ./fonts/ for exact type.
       Until present, pandemic falls back to Hanken Grotesk + Source Serif 4. */
    @font-face{font-family:"Px Grotesk";src:url("../fonts/PxGrotesk-Light.woff2") format("woff2");font-weight:300;font-style:normal;font-display:swap}
    @font-face{font-family:"Px Grotesk";src:url("../fonts/PxGrotesk-Regular.woff2") format("woff2");font-weight:400;font-style:normal;font-display:swap}
    @font-face{font-family:"Px Grotesk";src:url("../fonts/PxGrotesk-Bold.woff2") format("woff2");font-weight:700;font-style:normal;font-display:swap}
    @font-face{font-family:"Athelas";src:url("../fonts/Athelas-Regular.woff2") format("woff2");font-weight:400;font-style:normal;font-display:swap}
    @font-face{font-family:"Athelas";src:url("../fonts/Athelas-Bold.woff2") format("woff2");font-weight:700;font-style:normal;font-display:swap}

    :root{
      --space-1:4px;--space-2:8px;--space-3:12px;--space-4:16px;--space-5:20px;
      --space-6:24px;--space-8:32px;--space-10:40px;--space-12:48px;--space-16:64px;--space-20:80px;--space-24:104px;
      --max-width:1160px;
      --shell-pad:48px;          /* total horizontal gutter (24px each side) */
      --measure:78ch;            /* readable text measure */

      /* ===== CLEAN (default) — editorial minimal, no brand ===== */
      --font-display:"Schibsted Grotesk","Helvetica Neue",Arial,sans-serif;
      --font-body:"Public Sans","Helvetica Neue",Arial,sans-serif;
      --font-serif:"Public Sans","Helvetica Neue",Arial,sans-serif;   /* clean has no serif (aliased to body) */
      --font-label:"IBM Plex Mono",ui-monospace,"SF Mono",Consolas,monospace;

      --surface-primary:#FBFAF8;
      --surface-secondary:#FFFFFF;
      --surface-inset:#F1F0EB;
      --text-primary:#191814;
      --text-secondary:#4A4842;
      --text-tertiary:#7C786E;
      --border-default:#DCDAD1;
      --border-subtle:#E9E7DF;
      --rule-strong:#191814;

      --accent:#2F4858;           /* single restrained slate accent */
      --accent-hover:#1E3340;
      --accent-soft:#EDF0F2;
      --kicker:#7C786E;
      --num-color:#191814;

      --card-bg:transparent;
      --card-border-color:var(--border-default);
      --card-radius:3px;
      --card-shadow:none;
      --card-pad:var(--space-6);
      --card-lift:0px;

      --pill-radius:4px;
      --btn-radius:3px;
      --btn-primary-bg:var(--text-primary);
      --btn-primary-fg:#FFFFFF;
      --btn-primary-bg-hover:#34322B;

      --footer-bg:transparent;
      --footer-text:var(--text-tertiary);
      --footer-border:var(--border-subtle);
      --label-spacing:.13em;
    }

    html[data-theme="pandemic"]{
      /* ===== PANDEMIC — Womply Brand Guidelines v1.1 (Frank Collective) ===== */
      --font-display:"Px Grotesk","Hanken Grotesk","Helvetica Neue",Arial,sans-serif;
      --font-body:"Athelas","Source Serif 4",Georgia,"Times New Roman",serif;
      --font-serif:"Athelas","Source Serif 4",Georgia,"Times New Roman",serif;
      --font-label:"Px Grotesk","Hanken Grotesk","Helvetica Neue",Arial,sans-serif;

      --surface-primary:#FCF7F2;   /* Canvas */
      --surface-secondary:#FFFFFF;
      --surface-inset:#F0EAE0;
      --text-primary:#15241F;      /* warm spruce ink */
      --text-secondary:#403A34;
      --text-tertiary:#6E695E;
      --border-default:#E8E1D4;
      --border-subtle:#EFE9DF;
      --rule-strong:#15241F;

      --accent:#DD4027;            /* Awning Red — Pantone Warm Red C */
      --accent-hover:#BA3B20;      /* Awning Shadow — Pantone 180 C */
      --accent-soft:#FBEDE7;
      --kicker:#DD4027;
      --num-color:#DD4027;

      --card-bg:#FFFFFF;
      --card-border-color:var(--border-default);
      --card-radius:14px;
      --card-shadow:0 1px 2px rgba(21,36,31,.05),0 16px 38px rgba(21,36,31,.07);
      --card-pad:28px;
      --card-lift:-2px;

      --pill-radius:999px;
      --btn-radius:11px;
      --btn-primary-bg:#DD4027;
      --btn-primary-fg:#FFFFFF;
      --btn-primary-bg-hover:#BA3B20;

      --footer-bg:#10241F;         /* Spruce */
      --footer-text:#9AA39A;
      --footer-border:rgba(255,255,255,.10);
      --label-spacing:.12em;
    }

    /* ---------- base ---------- */
    *{box-sizing:border-box}
    html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;overflow-x:hidden}
    body{
      margin:0;background:var(--surface-primary);color:var(--text-primary);
      font-family:var(--font-body);font-size:16px;line-height:1.6;overflow-x:hidden;
      -webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility;font-feature-settings:"kern" 1;
    }
    h1,h2,h3,p,li,a,strong,small,span{overflow-wrap:break-word}
    ::selection{background:var(--text-primary);color:var(--surface-primary)}
    html[data-theme="pandemic"] ::selection{background:var(--accent);color:#fff}
    a{color:var(--accent);text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:2px}
    a:hover{color:var(--accent-hover)}
    a:focus-visible,button:focus-visible,summary:focus-visible{outline:2px solid var(--accent);outline-offset:3px;border-radius:1px}
    img{display:block;max-width:100%;height:auto}
    h1,h2,h3,p{margin:0}
    h1,h2,h3{font-family:var(--font-display);font-weight:600}
    .sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
    .site-shell{width:min(100% - var(--shell-pad),var(--max-width));margin-inline:auto}

    /* ---------- header / nav / toggle ---------- */
    .topbar{display:flex;align-items:center;justify-content:space-between;gap:var(--space-5);padding:var(--space-5) 0;border-bottom:1px solid var(--border-subtle)}
    .brand{display:flex;align-items:center;gap:12px;color:var(--text-primary);text-decoration:none;min-width:0}
    .brand-logo{height:26px;width:auto;display:none}                 /* pandemic only */
    .brand-text{display:flex;align-items:baseline;gap:10px;flex-wrap:wrap}
    .brand-name{font-family:var(--font-display);font-weight:700;font-size:19px;letter-spacing:-.02em}
    .brand-note{font-family:var(--font-label);font-size:10px;letter-spacing:.2em;text-transform:uppercase;color:var(--text-tertiary)}
    .topbar-right{display:flex;align-items:center;gap:var(--space-6)}
    .nav{display:flex;align-items:center;flex-wrap:wrap;gap:var(--space-3) var(--space-5);font-size:13.5px}
    .nav a{color:var(--text-secondary);text-decoration:none}
    .nav a:hover{color:var(--text-primary)}

    .theme-toggle{display:inline-flex;align-items:center;gap:2px;padding:3px;border:1px solid var(--border-default);border-radius:var(--pill-radius);background:var(--surface-secondary);flex:none}
    .theme-toggle-label{font-family:var(--font-label);font-size:9.5px;letter-spacing:.16em;text-transform:uppercase;color:var(--text-tertiary);padding:0 8px 0 6px}
    .tt-btn{font-family:var(--font-body);font-size:12.5px;font-weight:600;cursor:pointer;border:0;background:transparent;color:var(--text-secondary);padding:6px 12px;border-radius:calc(var(--pill-radius) - 1px);line-height:1;transition:background 140ms,color 140ms}
    .tt-btn:hover{color:var(--text-primary)}
    .tt-btn[aria-pressed="true"]{background:var(--accent);color:#fff}

    /* ---------- hero + impact ---------- */
    .hero{padding:clamp(56px,9vw,116px) 0 var(--space-12)}
    .eyebrow{display:inline-flex;align-items:center;gap:10px;margin:0 0 var(--space-5);color:var(--kicker);font-family:var(--font-label);font-size:11px;font-weight:500;letter-spacing:var(--label-spacing);text-transform:uppercase}
    .eyebrow::before{content:"";width:24px;height:1px;background:currentColor;opacity:.65;flex:none}
    h1{max-width:15ch;font-family:var(--font-display);font-size:clamp(33px,6.4vw,76px);font-weight:600;line-height:1.0;letter-spacing:-.035em;text-wrap:balance}
    h1 em.accent{font-style:normal;color:inherit}
    html[data-theme="pandemic"] h1 em.accent{color:var(--accent)}
    .lede{max-width:74ch;margin-top:var(--space-6);color:var(--text-secondary);font-family:var(--font-serif);font-size:clamp(17px,1.7vw,21px);line-height:1.55;text-wrap:pretty}
    .hero-actions{display:flex;flex-wrap:wrap;align-items:center;gap:18px 28px;margin-top:var(--space-10)}
    .button{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:0 22px;border:1px solid var(--btn-primary-bg);border-radius:var(--btn-radius);background:var(--btn-primary-bg);color:var(--btn-primary-fg);font-family:var(--font-body);font-weight:600;font-size:14.5px;text-decoration:none;transition:background 150ms,border-color 150ms}
    .button:hover{background:var(--btn-primary-bg-hover);border-color:var(--btn-primary-bg-hover);color:var(--btn-primary-fg)}
    /* clean: secondary becomes a quiet text link (not a second equal button) */
    .button.secondary{min-height:auto;padding:0;border:0;background:transparent;color:var(--accent);font-family:var(--font-body);font-weight:600;font-size:15px;text-decoration:none}
    .button.secondary::after{content:" \2192";font-family:var(--font-label)}
    .button.secondary:hover{background:transparent;color:var(--accent-hover);text-decoration:underline;text-underline-offset:3px}
    html[data-theme="pandemic"] .button.secondary{min-height:48px;padding:0 22px;border:1.5px solid var(--border-default);background:transparent;color:var(--text-primary);font-family:var(--font-display);font-size:14.5px;font-weight:600}
    html[data-theme="pandemic"] .button.secondary::after{content:""}
    html[data-theme="pandemic"] .button.secondary:hover{background:var(--surface-inset);border-color:var(--text-secondary);text-decoration:none}

    .stat-band{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:var(--space-6);margin-top:var(--space-16);border-top:2px solid var(--rule-strong);padding-top:var(--space-6)}
    .stat{display:grid;gap:var(--space-3);align-content:start;min-width:0}
    .stat .num{font-family:var(--font-display);font-size:clamp(34px,3.8vw,50px);line-height:.92;color:var(--num-color);font-weight:600;letter-spacing:-.035em;font-feature-settings:"lnum" 1}
    .stat .cap{color:var(--text-secondary);font-size:13.5px;line-height:1.45}
    .stat .src{color:var(--text-tertiary);font-family:var(--font-label);font-size:10px;letter-spacing:.05em;text-transform:uppercase}
    html[data-theme="pandemic"] .stat-band{border-top:0;padding:0;gap:0;background:var(--card-bg);border:1px solid var(--border-default);border-radius:var(--card-radius);box-shadow:var(--card-shadow);overflow:hidden}
    html[data-theme="pandemic"] .stat{padding:26px 22px}
    html[data-theme="pandemic"] .stat + .stat{border-left:1px solid var(--border-subtle)}
    html[data-theme="pandemic"] .stat .src{text-transform:none;letter-spacing:0;font-size:11px}

    /* ---------- sections ---------- */
    main{padding-bottom:var(--space-20)}
    .section{padding:var(--space-20) 0;border-top:1px solid var(--border-subtle)}
    .section-head{max-width:var(--measure);margin-bottom:var(--space-12)}
    .section-kicker{margin-bottom:var(--space-4);color:var(--kicker);font-family:var(--font-label);font-size:11px;font-weight:500;letter-spacing:var(--label-spacing);text-transform:uppercase}
    .section-kicker::before{content:"";display:inline-block;width:20px;height:1px;background:currentColor;vertical-align:middle;margin-right:10px;opacity:.6}
    h2{font-family:var(--font-display);font-size:clamp(27px,3.7vw,42px);font-weight:600;line-height:1.1;letter-spacing:-.025em;text-wrap:balance}
    .section-head p{margin-top:var(--space-5);color:var(--text-secondary);font-family:var(--font-serif);font-size:17px;line-height:1.55;max-width:var(--measure);text-wrap:pretty}

    /* who served — ruled index (clean) / cards (pandemic) */
    .served-grid{counter-reset:srv;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));border-top:1px solid var(--rule-strong)}
    .served-card{counter-increment:srv;padding:var(--space-6) 0;min-width:0}
    .served-card:nth-child(odd){padding-right:var(--space-8)}
    .served-card:nth-child(even){padding-left:var(--space-8);border-left:1px solid var(--border-default)}
    .served-card:not(:nth-last-child(-n+2)){border-bottom:1px solid var(--border-default)}
    .served-k{display:block;margin-bottom:var(--space-3);color:var(--text-tertiary);font-family:var(--font-label);font-size:11px;font-weight:500;letter-spacing:.1em;text-transform:uppercase}
    .served-k::before{content:counter(srv,decimal-leading-zero) "  \00B7  ";color:var(--accent);font-weight:600}
    .served-card h3{font-family:var(--font-display);font-size:20px;font-weight:600;line-height:1.24;letter-spacing:-.012em;color:var(--text-primary);margin-bottom:var(--space-3)}
    .served-card p{color:var(--text-secondary);font-family:var(--font-serif);font-size:15px;line-height:1.55}
    .served-card .src{margin-top:var(--space-4);color:var(--text-tertiary);font-family:var(--font-label);font-size:10.5px;letter-spacing:.05em;text-transform:uppercase}
    html[data-theme="pandemic"] .served-grid{gap:var(--space-4);border-top:0}
    html[data-theme="pandemic"] .served-card{padding:var(--card-pad);background:var(--card-bg);border:1px solid var(--card-border-color);border-radius:var(--card-radius);box-shadow:var(--card-shadow)}
    html[data-theme="pandemic"] .served-k::before{content:""}

    /* controls (KYC) — ruled (clean) / cards (pandemic) */
    .controls{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));border-top:1px solid var(--border-default);margin-bottom:var(--space-12)}
    .control{padding:var(--space-5) 0;min-width:0}
    .control:nth-child(odd){padding-right:var(--space-8)}
    .control:nth-child(even){padding-left:var(--space-8);border-left:1px solid var(--border-subtle)}
    .control:not(:nth-last-child(-n+2)){border-bottom:1px solid var(--border-subtle)}
    .control-k{display:block;margin-bottom:var(--space-2);color:var(--accent);font-family:var(--font-label);font-size:11px;font-weight:500;letter-spacing:.1em;text-transform:uppercase}
    .control p{color:var(--text-secondary);font-family:var(--font-serif);font-size:14px;line-height:1.5}
    html[data-theme="pandemic"] .controls{gap:var(--space-4);border-top:0}
    html[data-theme="pandemic"] .control{padding:var(--space-5) var(--card-pad);background:var(--card-bg);border:1px solid var(--card-border-color);border-radius:var(--card-radius);box-shadow:var(--card-shadow)}

    /* timeline */
    .timeline{list-style:none;margin:0;padding:0;position:relative}
    .timeline::before{content:"";position:absolute;left:4px;top:10px;bottom:14px;width:1px;background:var(--border-default)}
    .timeline li{position:relative;padding:0 0 var(--space-8) var(--space-10);min-width:0}
    .timeline li:last-child{padding-bottom:0}
    .timeline li::before{content:"";position:absolute;left:0;top:7px;width:9px;height:9px;border-radius:0;background:var(--rule-strong)}
    html[data-theme="pandemic"] .timeline::before{left:5px}
    html[data-theme="pandemic"] .timeline li::before{border-radius:50%;background:var(--accent);width:11px;height:11px;top:5px}
    .t-date{display:inline-block;margin-bottom:var(--space-3);font-family:var(--font-label);font-size:11px;font-weight:500;letter-spacing:var(--label-spacing);text-transform:uppercase;color:var(--text-tertiary)}
    html[data-theme="pandemic"] .t-date{padding:3px 11px;background:var(--accent-soft);border-radius:999px;color:var(--accent);letter-spacing:.05em}
    .timeline p{color:var(--text-secondary);font-family:var(--font-serif);font-size:16px;line-height:1.55}
    .timeline strong{color:var(--text-primary);font-family:var(--font-display);font-weight:600;display:block;margin-bottom:var(--space-1)}
    .fraud-foot{margin-top:var(--space-8);max-width:var(--measure);color:var(--text-secondary);font-family:var(--font-serif);font-size:15px;line-height:1.6}
    .fraud-docs{display:flex;flex-wrap:wrap;gap:var(--space-3) var(--space-6);margin-top:var(--space-6)}

    /* the record (fact-led) — numbered (clean) */
    .standout{margin:0 0 var(--space-12);padding:var(--space-10) 0;border-top:2px solid var(--rule-strong);border-bottom:1px solid var(--border-default)}
    .standout-line{font-family:var(--font-display);font-size:clamp(23px,3.4vw,38px);line-height:1.1;color:var(--text-primary);font-weight:600;letter-spacing:-.025em;max-width:22ch}
    .standout-sub{margin-top:var(--space-4);color:var(--text-secondary);font-family:var(--font-serif);font-size:16px;line-height:1.5;max-width:68ch}
    html[data-theme="pandemic"] .standout{padding:var(--space-8);border:0;border-radius:var(--card-radius);background:var(--card-bg);box-shadow:var(--card-shadow);border-left:5px solid var(--accent)}
    html[data-theme="pandemic"] .standout-line{color:var(--accent)}

    .record-list{counter-reset:rec;border-top:1px solid var(--rule-strong)}
    .record-item{counter-increment:rec;display:grid;grid-template-columns:46px minmax(0,1fr);column-gap:var(--space-5);padding:var(--space-8) 0;border-bottom:1px solid var(--border-subtle)}
    .record-item>*{grid-column:2;max-width:88ch}
    .record-item::before{content:counter(rec,decimal-leading-zero);grid-column:1;grid-row:1;font-family:var(--font-label);font-size:12px;color:var(--text-tertiary);letter-spacing:.04em;padding-top:6px}
    .record-item .rhead{color:var(--text-primary);font-family:var(--font-display);font-size:21px;font-weight:600;line-height:1.28;letter-spacing:-.012em;margin-bottom:var(--space-4)}
    .record-item p{color:var(--text-secondary);font-family:var(--font-serif);font-size:16px;line-height:1.6}
    .record-item p + p{margin-top:var(--space-3)}
    html[data-theme="pandemic"] .record-list{border-top:1px solid var(--border-default)}
    html[data-theme="pandemic"] .record-item{display:block}
    html[data-theme="pandemic"] .record-item::before{content:none}
    html[data-theme="pandemic"] .record-item>*{max-width:none}
    html[data-theme="pandemic"] .record-item .rhead{color:var(--accent)}

    /* source links — mono citation (clean) / pill (pandemic) */
    .source-chip{display:inline-flex;align-items:center;gap:9px;margin-top:var(--space-5);color:var(--accent);font-family:var(--font-label);font-size:11px;font-weight:500;letter-spacing:.05em;text-transform:uppercase;text-decoration:none}
    .source-chip::before{content:"";width:18px;height:1px;background:currentColor;flex:none}
    .source-chip:hover{color:var(--accent-hover);text-decoration:underline;text-underline-offset:3px}
    .source-chip.pending{color:var(--text-tertiary)}
    .record-item .source-chip{margin-top:var(--space-5);margin-right:var(--space-6)}
    .fraud-docs .source-chip{margin-top:0}
    html[data-theme="pandemic"] .source-chip{padding:7px 14px;border:1px solid var(--border-default);border-radius:999px;letter-spacing:.02em;text-transform:none;font-size:12px;background:var(--surface-secondary)}
    html[data-theme="pandemic"] .source-chip::before{display:none}
    html[data-theme="pandemic"] .source-chip:hover{border-color:var(--accent);background:var(--accent-soft);text-decoration:none}
    html[data-theme="pandemic"] .source-chip.pending{border-style:dashed;border-color:var(--text-tertiary);background:transparent}

    /* documents shelf — ruled index (clean) / cards (pandemic) */
    .source-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));border-top:1px solid var(--rule-strong)}
    .source-card{position:relative;display:block;padding:var(--space-6) var(--space-5) var(--space-8);border-bottom:1px solid var(--border-default);border-right:1px solid var(--border-default);background:var(--card-bg);text-decoration:none;min-height:150px;min-width:0}
    .source-card:nth-child(3n+1){padding-left:0}
    .source-card:nth-child(3n){border-right:0;padding-right:0}
    .source-card:last-child{border-bottom:0}
    .source-card span{display:block;margin-bottom:var(--space-4);color:var(--text-tertiary);font-family:var(--font-label);font-size:10.5px;font-weight:500;letter-spacing:.05em;text-transform:uppercase}
    .source-card strong{display:block;color:var(--text-primary);font-family:var(--font-display);font-size:16px;font-weight:600;line-height:1.32;letter-spacing:-.01em}
    .source-card small{display:block;margin-top:var(--space-3);color:var(--text-secondary);font-family:var(--font-serif);font-size:13px;line-height:1.5}
    .source-card::after{content:"\2197";position:absolute;top:var(--space-6);right:var(--space-5);font-family:var(--font-label);font-size:13px;color:var(--text-tertiary);transition:color 150ms,transform 150ms}
    .source-card:nth-child(3n)::after{right:0}
    .source-card:hover strong{text-decoration:underline;text-underline-offset:3px}
    .source-card:hover::after{color:var(--accent);transform:translate(2px,-2px)}
    html[data-theme="pandemic"] .source-grid{gap:var(--space-4);border-top:0}
    html[data-theme="pandemic"] .source-card{padding:var(--card-pad);border:1px solid var(--card-border-color);border-radius:var(--card-radius);box-shadow:var(--card-shadow)}
    html[data-theme="pandemic"] .source-card::after{display:none}
    html[data-theme="pandemic"] .source-card:hover{border-color:var(--accent);transform:translateY(var(--card-lift))}

    /* details / disclosures */
    details{margin-top:var(--space-10);border-top:1px solid var(--border-default);border-bottom:1px solid var(--border-default)}
    summary{cursor:pointer;padding:var(--space-5) 0;color:var(--text-primary);font-family:var(--font-display);font-weight:600}
    details p{max-width:var(--measure);padding-bottom:var(--space-5);color:var(--text-secondary);font-family:var(--font-serif);font-size:14px}

    /* notes */
    .notes details{margin-top:0;border:0}
    .notes summary{display:inline-flex;align-items:center;gap:var(--space-2);padding:var(--space-3) var(--space-5);border:1px solid var(--border-default);border-radius:var(--pill-radius);background:var(--surface-secondary);width:auto;font-size:14px;font-family:var(--font-body)}
    .notes summary:hover{border-color:var(--accent);background:var(--surface-inset)}
    .notes-intro{max-width:var(--measure);margin:var(--space-6) 0 0;color:var(--text-secondary);font-family:var(--font-serif);font-size:15px;line-height:1.6}
    .notes-list{margin:var(--space-6) 0 0;padding-left:var(--space-6);max-width:82ch}
    .notes-list li{margin-bottom:var(--space-4);padding-left:var(--space-2);color:var(--text-secondary);font-family:var(--font-serif);font-size:14px;line-height:1.6;scroll-margin-top:var(--space-10)}
    .notes-list li:target{background:var(--accent-soft);border-radius:4px;box-shadow:0 0 0 6px var(--accent-soft)}

    /* footnote refs */
    .fn-ref{font-size:.62em;line-height:0;vertical-align:super;font-weight:600;margin-left:1px;color:var(--accent);text-decoration:none;font-family:var(--font-label)}
    .fn-ref::before{content:"["}
    .fn-ref::after{content:"]"}
    .fn-ref:hover{color:var(--accent-hover);text-decoration:underline}
    .fn-back{margin-left:6px;color:var(--accent);text-decoration:none;font-family:var(--font-label);font-size:13px}
    .fn-back:hover{text-decoration:underline}

    /* footer — clean: light; pandemic: full-bleed spruce + knockout logo */
    .site-footer{background:var(--footer-bg)}
    .site-footer .site-shell{border-top:1px solid var(--footer-border);padding:var(--space-8) 0 var(--space-12)}
    html[data-theme="pandemic"] .site-footer .site-shell{border-top:0;padding-top:var(--space-12)}
    .footer-logo{height:24px;width:auto;margin-bottom:var(--space-4);display:none}
    .site-footer p{max-width:84ch;color:var(--footer-text);font-family:var(--font-serif);font-size:13px;line-height:1.6}
    .site-footer p + p{margin-top:var(--space-3)}

    /* theme element visibility */
    html[data-theme="pandemic"] .brand-logo{display:block}
    html[data-theme="pandemic"] .brand-text{display:none}
    html[data-theme="pandemic"] .footer-logo{display:block;filter:brightness(0) invert(1)}

    /* ---------- motion ---------- */
    @media (prefers-reduced-motion: reduce){html{scroll-behavior:auto}*,*::before,*::after{transition-duration:.001ms !important}}

    /* ---------- responsive ---------- */
    @media (max-width:1000px){
      .stat-band{grid-template-columns:repeat(3,minmax(0,1fr));gap:var(--space-8) var(--space-6);row-gap:var(--space-10)}
      html[data-theme="pandemic"] .stat-band{grid-template-columns:repeat(3,minmax(0,1fr))}
      html[data-theme="pandemic"] .stat:nth-child(3n+1){border-left:0}
      html[data-theme="pandemic"] .stat:nth-child(n+4){border-top:1px solid var(--border-subtle)}
    }
    @media (max-width:760px){
      :root{--shell-pad:40px}
      .section{padding:var(--space-16) 0}
      .section-head{margin-bottom:var(--space-10)}
      .hero{padding:var(--space-12) 0 var(--space-10)}
      .stat-band{grid-template-columns:repeat(2,minmax(0,1fr));gap:var(--space-8) var(--space-5)}
      html[data-theme="pandemic"] .stat-band{grid-template-columns:repeat(2,minmax(0,1fr))}
      html[data-theme="pandemic"] .stat:nth-child(odd){border-left:0}
      html[data-theme="pandemic"] .stat:nth-child(even){border-left:1px solid var(--border-subtle)}
      html[data-theme="pandemic"] .stat:nth-child(n+3){border-top:1px solid var(--border-subtle)}
    }
    @media (max-width:640px){
      /* collapse every grid to one column, with consistent left-aligned gutters */
      .served-grid,.controls,.source-grid{grid-template-columns:minmax(0,1fr);border-top-width:1px}
      html:not([data-theme="pandemic"]) .served-card,
      html:not([data-theme="pandemic"]) .control,
      html:not([data-theme="pandemic"]) .source-card{
        padding:var(--space-5) 0;border-left:0;border-right:0;border-bottom:1px solid var(--border-default);min-height:0}
      html:not([data-theme="pandemic"]) .source-card{padding-bottom:var(--space-6)}
      html:not([data-theme="pandemic"]) .source-card::after{top:var(--space-5);right:0}
      .record-item{display:block}
      .record-item::before{display:block;margin-bottom:var(--space-2);padding-top:0}
      .record-item>*{max-width:none}
      .stat-band{grid-template-columns:1fr 1fr;border-top-width:2px}
      html[data-theme="pandemic"] .stat-band{grid-template-columns:1fr 1fr}
    }
    @media (max-width:560px){
      .nav{display:none}
      .topbar{padding:var(--space-4) 0}
      .topbar-right{gap:var(--space-3)}
      .brand-name{font-size:18px}
    }
    @media (max-width:430px){
      :root{--shell-pad:32px}
      .hero-actions{gap:16px 22px}
    }

    /* ============================================================
       Spoke / article pages (ftc-settlement, arbitration-award,
       government-cooperation, ppp-fraud-controls). Theme-aware via
       the same tokens as the homepage system above.
       ============================================================ */
    .crumbs{display:flex;flex-wrap:wrap;align-items:center;gap:var(--space-2);padding:var(--space-6) 0 0;font-family:var(--font-label);font-size:11px;letter-spacing:.06em;text-transform:uppercase;color:var(--text-tertiary)}
    .crumbs a{color:var(--text-secondary);text-decoration:none}
    .crumbs a:hover{color:var(--accent)}
    .crumbs span[aria-current]{color:var(--text-tertiary)}

    .article{padding:var(--space-10) 0 var(--space-12)}
    .article h1{max-width:20ch;font-size:clamp(30px,4.6vw,54px);line-height:1.04;letter-spacing:-.03em}
    .article .lede{max-width:72ch}

    .key-facts{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:var(--space-6);margin-top:var(--space-10);border-top:2px solid var(--rule-strong);padding-top:var(--space-6)}
    .key-facts>div{min-width:0}
    .key-facts .num{font-family:var(--font-display);font-size:clamp(25px,2.8vw,34px);line-height:1.04;color:var(--num-color);font-weight:600;letter-spacing:-.02em}
    .key-facts .cap{margin-top:var(--space-3);color:var(--text-secondary);font-family:var(--font-serif);font-size:14px;line-height:1.45}
    html[data-theme="pandemic"] .key-facts{border-top:0;gap:0;padding:0;background:var(--card-bg);border:1px solid var(--border-default);border-radius:var(--card-radius);box-shadow:var(--card-shadow);overflow:hidden}
    html[data-theme="pandemic"] .key-facts>div{padding:24px 22px}
    html[data-theme="pandemic"] .key-facts>div + div{border-left:1px solid var(--border-subtle)}

    .prose{max-width:78ch}
    .prose h2{margin-top:var(--space-12);font-family:var(--font-display);font-size:clamp(22px,2.6vw,28px);font-weight:600;line-height:1.18;letter-spacing:-.02em;color:var(--text-primary)}
    .prose h3{margin-top:var(--space-8);font-family:var(--font-display);font-size:18px;font-weight:600;color:var(--text-primary)}
    html[data-theme="pandemic"] .prose h3{color:var(--accent)}
    .prose p{margin-top:var(--space-4);color:var(--text-secondary);font-family:var(--font-serif);font-size:17px;line-height:1.7}
    .prose strong{color:var(--text-primary);font-weight:600}
    .prose ul{margin-top:var(--space-4);padding-left:var(--space-5);color:var(--text-secondary);font-family:var(--font-serif);font-size:17px;line-height:1.7}
    .prose li{margin-bottom:var(--space-3)}
    .prose li::marker{color:var(--text-tertiary)}
    .prose .source-chip{margin-top:var(--space-6)}

    .pullquote{margin:var(--space-10) 0;padding:var(--space-1) 0 var(--space-1) var(--space-6);border-left:2px solid var(--rule-strong)}
    .pullquote p{font-family:var(--font-display);font-size:clamp(20px,2.4vw,26px);line-height:1.28;letter-spacing:-.015em;color:var(--text-primary)}
    html[data-theme="pandemic"] .pullquote{padding:var(--space-6) var(--space-8);border-left:5px solid var(--accent);background:var(--card-bg);border-radius:0 var(--card-radius) var(--card-radius) 0;box-shadow:var(--card-shadow)}
    html[data-theme="pandemic"] .pullquote p{font-family:var(--font-serif);color:var(--accent)}

    .hub-link{display:inline-flex;align-items:center;gap:var(--space-2);margin-top:var(--space-10);font-family:var(--font-body);font-weight:600;text-decoration:none;color:var(--accent)}
    .hub-link:hover{color:var(--accent-hover);text-decoration:underline;text-underline-offset:3px}
    .section-link{display:inline-flex;align-items:center;gap:6px;margin-top:var(--space-5);font-family:var(--font-label);font-size:11px;font-weight:500;letter-spacing:.05em;text-transform:uppercase;color:var(--accent);text-decoration:none}
    .section-link:hover{color:var(--accent-hover);text-decoration:underline;text-underline-offset:3px}

    .related{margin-top:var(--space-16);border-top:1px solid var(--rule-strong);padding-top:var(--space-8)}
    .related h2{font-family:var(--font-label);font-size:11px;font-weight:500;letter-spacing:var(--label-spacing);text-transform:uppercase;color:var(--text-tertiary);margin-bottom:var(--space-6)}
    .related-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr))}
    .related-card{position:relative;display:block;padding:var(--space-5) var(--space-5) var(--space-6) 0;border-bottom:1px solid var(--border-default);border-right:1px solid var(--border-default);text-decoration:none;min-width:0}
    .related-card:nth-child(3n){border-right:0;padding-right:0}
    .related-card:nth-child(3n+1){padding-left:0}
    .related-card strong{display:block;color:var(--text-primary);font-family:var(--font-display);font-size:16px;font-weight:600;line-height:1.3;letter-spacing:-.01em}
    .related-card small{display:block;margin-top:var(--space-2);color:var(--text-secondary);font-family:var(--font-serif);font-size:13px;line-height:1.5}
    .related-card:hover strong{color:var(--accent);text-decoration:underline;text-underline-offset:3px}
    html[data-theme="pandemic"] .related-grid{gap:var(--space-4)}
    html[data-theme="pandemic"] .related-card{padding:var(--card-pad);border:1px solid var(--card-border-color);border-radius:var(--card-radius);box-shadow:var(--card-shadow);background:var(--card-bg)}
    html[data-theme="pandemic"] .related-card:hover{border-color:var(--accent);transform:translateY(var(--card-lift))}

    @media (max-width:760px){
      .article{padding:var(--space-8) 0 var(--space-10)}
      .key-facts{grid-template-columns:1fr;gap:var(--space-6)}
      html[data-theme="pandemic"] .key-facts>div + div{border-left:0;border-top:1px solid var(--border-subtle)}
      .related-grid{grid-template-columns:1fr}
      html:not([data-theme="pandemic"]) .related-card{padding:var(--space-5) 0;border-right:0}
    }
